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What to do if…
you cannot find keys to a home after a death and the property seems unsecured

Short answer

Treat this as a property-security problem first: make the home physically secure (or have it secured) and create a simple record of what you did and what you found.

Do not do these things

  • Don’t force entry (breaking a window, kicking a door) unless there’s an immediate safety reason (for example, you can smell gas or hear a fire alarm).
  • Don’t start “sorting” or moving belongings elsewhere while things are unclear — except where you must act to prevent immediate harm/damage (for example, a leak, an obvious fire risk, or spoiled food attracting pests). If you do move anything, note what you moved and why.
  • Don’t let lots of people come and go “to help” before you’ve controlled access (keys, locks, and who has permission).
  • Don’t assume the existing home insurance will automatically cover an empty/unsecured property.
  • Don’t post about the situation on social media or in group chats where it could be shared.

What to do now

  1. Check immediate safety first. If you suspect a break-in is happening right now, or you feel unsafe approaching the home, go somewhere safe and call 999. If it’s not an emergency but you need police advice (for example, signs of forced entry), call 101.
  2. Do a “quick perimeter check” from outside. Look for open doors/windows, obvious damage to locks, or anything that suggests forced entry. If anything looks actively disturbed, don’t touch it — step back and get police advice via 101.
  3. Make the home secure as a priority. If the door won’t lock, keys are missing, or you can’t confirm who has access:
    • Use a reputable local locksmith to regain entry (if you can’t get in) and change the locks or re-key them.
    • If a door/window is damaged, arrange urgent boarding/repairs so the property is not left open.
  4. Control access immediately. Decide one person to hold the only working set of keys (or a sealed envelope with spare keys). If you’re not sure who the executor/administrator is yet, keep access as limited as possible until that’s clarified.
  5. Make a simple record (takes 5 minutes). Write down: date/time you attended, who was present, what you found unsecured (e.g., “back door open”), and what actions were taken (lock change, boarding, keys collected). Take a few photos of entry points and the general condition of main rooms only (avoid photographing personal items closely unless something looks stolen/damaged).
  6. Stop “big damage” risks you can safely control. Without rummaging:
    • If safe, make sure windows/doors are shut. If the property will be empty and you can do so safely, consider turning off water at the stopcock (especially if you see leaks).
    • If you smell gas or suspect a gas/carbon monoxide issue, leave immediately and call the National Gas Emergency Service on 0800 111 999 (24/7).
  7. Notify the insurer (or whoever pays the insurance) as soon as you can. Tell them the homeowner has died and the property may be empty/unsecured, and ask what conditions apply (for example, inspections, alarms, heating/water requirements). Keep a note of the date/time and the name of the person you spoke to.
  8. If there are neighbours, use them for “eyes on the property” (not access). Ask a trusted neighbour to call you if they notice lights, doors, or unexpected visitors — but don’t hand out keys or tell multiple people where keys are kept.

What can wait

  • You do not need to decide today who inherits what, whether to sell the home, or when to clear rooms.
  • You do not need to find every document or “do probate” immediately to secure the property.
  • You do not need to confront relatives or accuse anyone about missing keys right now — focus first on safety and access control.

Important reassurance

It’s very common after a death for keys, spares, and “who has access” to be unclear. Securing the home and limiting entry is a sensible, protective step — it reduces the chance of theft, damage, and family disputes later.

Scope note

These are first steps to stabilise an unsecured home after a death. Next steps (like formal authority to deal with the property, longer-term insurance, and handling belongings) may depend on whether there is a will and who becomes executor/administrator.

Important note

This is general information, not legal advice. If there is conflict about access or you are unsure who has authority, it may be safer to limit entry and get guidance from a solicitor or the relevant authorities.

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